A work in progress

This website is still in development.

We’re still building and refining Beyond the Written. Some features and content may change as we improve the website.

Your next step starts with knowing your options.Independent. Free. For you.
All resources
Core information supported · details unconfirmed

Source review: Oct 13, 2026

Not confirmed or subject to limits

  • This is a loan, not a grant; it does not cover general repairs such as roofs, windows, heating or septic systems. Confirm amount and repayment terms.
  • A current deadline was not confirmed; check with the organization before applying.
Evidence for this review

This review does not guarantee eligibility, funding, admission, or every statement on the linked website.

Housing & utilitiesProgramState program · MA

Massachusetts Rehabilitation Commission / CEDAC

Massachusetts Home Modification Loan Program

Loans to adapt homes to the needs of a person with a disability or someone age 60 or older.

FROM INFORMATION TO ACTION

How to apply

Use Apply for services on the official page or contact CEDAC at 1-866-500-5599 for assessment and application.

  1. 01

    Use Apply for services on the official page or contact CEDAC at 1-866-500-5599 for assessment and application.

Official source & instructions

Applications are handled by the provider. Confirm the current cycle and exact requirements on its website.

Geographic coverage

MA; the organization confirms the service area and applicable requirements.

  • MA

What it offers

A 0% interest deferred-payment loan for modifications such as ramps, accessible bathrooms or lifts.

Award amount or benefit

Not confirmed. Check with the official organization.

Who it is for

Not confirmed. Check with the official organization.

Published eligibility requirements

Massachusetts households with a documented need for modifications that meet income and property requirements.

Income requirements

Not confirmed. Check with the official organization.

Academic requirements & grade level

Not confirmed. Check with the official organization.

Residency requirements

Not confirmed. Check with the official organization.

FAFSA requirements

Not confirmed. Check with the official organization.

Citizenship restrictions, if applicable

Not confirmed. Check with the official organization.

Documents requested

Not confirmed. Check with the official organization.

Renewal information

Not confirmed. Check with the official organization.

Contact information

Not confirmed. Check with the official organization.

Sources & verification

Verification status
Reviewed with limitations
Source review
Oct 13, 2026
Added to this catalog
Oct 13, 2026
Last updated
Oct 13, 2026

Verification documents the evidence reviewed at that time. A working link alone does not establish availability, and verification is never a guarantee of eligibility.

Read our research methodReport an error in this resource