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Source review: Oct 13, 2026

Not confirmed or subject to limits

  • These are repayable loans; confirm the rate, APR, costs and repayment conditions before contracting.
  • A current deadline was not confirmed; check with the organization before applying.
Evidence for this review

This review does not guarantee eligibility, funding, admission, or every statement on the linked website.

Housing & utilitiesProgramState program · SD

South Dakota Housing

SD Housing First-Time Homebuyer Program

Mortgages through participating lenders to purchase or build a home.

FROM INFORMATION TO ACTION

How to apply

Use Find a Participating Lender and request a credit and eligibility assessment from that lender.

  1. 01

    Use Find a Participating Lender and request a credit and eligibility assessment from that lender.

Official source & instructions

Applications are handled by the provider. Confirm the current cycle and exact requirements on its website.

Geographic coverage

SD; the organization confirms the service area and applicable requirements.

  • SD

What it offers

Fixed-rate mortgage options and a possible second loan for down payment or closing costs.

Award amount or benefit

Not confirmed. Check with the official organization.

Who it is for

Not confirmed. Check with the official organization.

Published eligibility requirements

Buyers generally without homeownership in the past three years who meet income, price and credit limits; specific exceptions apply.

Income requirements

Not confirmed. Check with the official organization.

Academic requirements & grade level

Not confirmed. Check with the official organization.

Residency requirements

Not confirmed. Check with the official organization.

FAFSA requirements

Not confirmed. Check with the official organization.

Citizenship restrictions, if applicable

Not confirmed. Check with the official organization.

Documents requested

Not confirmed. Check with the official organization.

Renewal information

Not confirmed. Check with the official organization.

Contact information

Not confirmed. Check with the official organization.

Sources & verification

Verification status
Reviewed with limitations
Source review
Oct 13, 2026
Added to this catalog
Oct 13, 2026
Last updated
Oct 13, 2026

Verification documents the evidence reviewed at that time. A working link alone does not establish availability, and verification is never a guarantee of eligibility.

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