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Core information supported · details unconfirmed

Source review: Oct 13, 2026

Not confirmed or subject to limits

  • This is a repayable loan, not a free grant. The lender must confirm current rates, costs, amount, and eligibility.
  • A current deadline was not confirmed; check with the organization before applying.
Evidence for this review

This review does not guarantee eligibility, funding, admission, or every statement on the linked website.

Housing & utilitiesProgramState program · AL

Alabama Housing Finance Authority

Alabama Step Up

Financing for Alabama homebuyers who can afford a mortgage but need help with the down payment.

FROM INFORMATION TO ACTION

How to apply

Apply through an AHFA participating lender and complete the required course.

  1. 01

    Apply through an AHFA participating lender and complete the required course.

Official source & instructions

Applications are handled by the provider. Confirm the current cycle and exact requirements on its website.

Geographic coverage

Alabama

  • AL

What it offers

Down-payment funds through a ten-year second mortgage combined with a fixed-rate first mortgage.

Award amount or benefit

Not confirmed. Check with the official organization.

Who it is for

Not confirmed. Check with the official organization.

Published eligibility requirements

Buyers meeting program income, credit, debt, and mortgage rules who complete homebuyer education.

Income requirements

Not confirmed. Check with the official organization.

Academic requirements & grade level

Not confirmed. Check with the official organization.

Residency requirements

Not confirmed. Check with the official organization.

FAFSA requirements

Not confirmed. Check with the official organization.

Citizenship restrictions, if applicable

Not confirmed. Check with the official organization.

Documents requested

Not confirmed. Check with the official organization.

Renewal information

Not confirmed. Check with the official organization.

Contact information

Not confirmed. Check with the official organization.

Sources & verification

Verification status
Reviewed with limitations
Source review
Oct 13, 2026
Added to this catalog
Oct 13, 2026
Last updated
Oct 13, 2026

Verification documents the evidence reviewed at that time. A working link alone does not establish availability, and verification is never a guarantee of eligibility.

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