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Core information supported · details unconfirmed

Source review: Oct 14, 2026

Not confirmed or subject to limits

  • Assistance is a second mortgage: it may be deferred repayable or forgivable after 36 months if conditions are met. Sale or refinancing may trigger repayment.
  • A current deadline was not confirmed; check with the organization before applying.
Evidence for this review

This review does not guarantee eligibility, funding, admission, or every statement on the linked website.

Housing & utilitiesProgramState program · TX

Texas Department of Housing and Community Affairs

TDHCA My First Texas Home

Thirty-year fixed-rate mortgage with down payment and closing-cost assistance options.

FROM INFORMATION TO ACTION

How to apply

Contact a company in TDHCA’s participating lender directory to assess and process the loan.

  1. 01

    Contact a company in TDHCA’s participating lender directory to assess and process the loan.

Official source & instructions

Applications are handled by the provider. Confirm the current cycle and exact requirements on its website.

Geographic coverage

TX; the organization confirms the service area and applicable requirements.

  • TX

What it offers

Thirty-year fixed-rate mortgage with down payment and closing-cost assistance options.

Award amount or benefit

Not confirmed. Check with the official organization.

Who it is for

Not confirmed. Check with the official organization.

Published eligibility requirements

Primarily first-time buyers, with veteran or designated-area exceptions; a Texas principal residence, income and price limits, credit, and homebuyer education are required.

Income requirements

Not confirmed. Check with the official organization.

Academic requirements & grade level

Not confirmed. Check with the official organization.

Residency requirements

Not confirmed. Check with the official organization.

FAFSA requirements

Not confirmed. Check with the official organization.

Citizenship restrictions, if applicable

Not confirmed. Check with the official organization.

Documents requested

Not confirmed. Check with the official organization.

Renewal information

Not confirmed. Check with the official organization.

Contact information

Not confirmed. Check with the official organization.

Sources & verification

Verification status
Reviewed with limitations
Source review
Oct 14, 2026
Added to this catalog
Oct 14, 2026
Last updated
Oct 14, 2026

Verification documents the evidence reviewed at that time. A working link alone does not establish availability, and verification is never a guarantee of eligibility.

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