FROM INFORMATION TO ACTION
How to apply, step by step
- 01
Find a participating agency in HUD's directory.
- 02
Describe the housing issue and request an appointment.
- 03
If a charge applies, request the inability-to-pay waiver.
The application or instructions open on the provider’s website. This site does not process applications.
What it offers
Free foreclosure, eviction and homelessness counseling; other counseling fees can be waived for inability to pay.
What it can cover
Free foreclosure, eviction and homelessness counseling; other counseling fees can be waived for inability to pay.
What it does not cover
Counseling is not a rent payment or guaranteed housing placement.
Who it is for & published requirements
Contact a HUD-participating counseling agency.
How to start
Find a participating agency in HUD's directory.
Documents the organization may request
Ask which housing and financial documents your session needs.
Submit documents only to the official organization. Beyond the Written does not collect them.
Restrictions & things to check
Ask about fees before enrolling in workshops.
Sources & review
- National database verification
- Needs Review
- Last verification
- Not confirmed
- Added to this catalog
- Oct 5, 2026
- Last source review
- Oct 5, 2026
- Original catalog review
- No original record supplied
- Review status
- Official source consulted
Review dates document the source check, not a promise that conditions will remain the same. Verify the current cycle before acting.
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